People don't plan to fail, but they fail to plan.

Planning is so call plan and prevent before the realistic happened. As we know nowadays people don't enough of saving when they reaching old age, and still need to work for money.
For rich person, they need to know estate planning in order the debtor trouble their loves one.
Legacy to leave behind for their loves one or next generation, so they always remember you and great to educate children the power of saving!